The Soldiers and Sailors Act

Reducing Interest Rates on Existing Loans

If your Marine is active duty OR reserve component service member called to active duty, he/she is protected by a law that can save him/her some legal problems and possibly some money as well. Under the provisions of the Soldiers' and Sailors' Civil Relief Act of 1940 he/she may be entitled to help.

The biggest misconception about the Soldiers and Sailors act is that the deployed military personnel can put financial obligations on HOLD while deployed. This is NOT TRUE. There are reduced interest rates available, and different ways to resolve leases and contracts during deployment, but this act does NOT put financial obligations on hold.

Soldier & Sailors Civil Relief Act, Simplified

The very nature of military service often compromises the ability of service members to fulfill their financial obligations and to assert many of their legal rights. Congress and the state legislatures have long recognized the need for protective legislation. Click here for more information.

Soldiers and Sailors Civil Relief Act in Detail

Detailed examination of all aspects of the Soldier's and Sailor's Civil Relief Act of 1940, including references and legal citations. Click here for more information.

Written by David Ogden, Sgt. USMC '11-'16.

David was a Sergeant with the United States Marine Corps from 2011-2016. He is a combat veteran. He has worked at Marine Parents as a writer since he left the Marine Corps. He is currently in college and writes for the organization full-time. Click here to read more about the author.